Discover a complete portfolio of standard to customizable, end-to-end health care solutions from Blue Cross and Blue Shield of Montana (BCBSMT).
Ask your agent, broker or consultant to contact us for details on large group (151+) solutions.
Large Group Health Insurance Plans
Better Value, Better Benefits, Better Business
As an experienced and trusted health insurance carrier, we’re committed to providing options that meet your unique needs, from innovative local offerings to national solutions. Our goal is uncovering your goals and meeting them. The network product is a big piece of a holistic health care solution.
The following network products1 are available for local, labor/municipal, and national groups with 151+ participants for both types of funding arrangements: fully insured and self-funded (aka Administrative Services Only or ASO). Exceptions noted.
Blue Options
- Tiered PPO Plan: 8.2% Cost Savings relative to broad PPO
- Leverages benefit design to increase utilization at cost-effective providers
- A lower-cost alternative to the broad PPO. There are three benefit tiers:
- Tier 1 – Blue Choice Options PPO. Lower cost-share when employees choose from this select network of providers
- Tier 2 – Broad PPO. The flexibility of accessing the broader PPO network, but with a higher cost-share than Tier 1
- Tier 3: – Out of Network. The ability to use OON providers and still receive some coverage
- No Primary Care Provider (PCP) selection required
- No Referral required
- Out-of-network coverage
More Options
Health First PPO
Broad Statewide PPO
Blue Dimensions
Broad Statewide PPO
Comprehensive Major Medical PPO
Broad Statewide PPO
Health First
Broad Statewide Participating (PAR) Network (ASO only)
Easily Boost Medical Benefits with Ancillary
We can combine our medical coverage with some of the most popular ancillary benefits in one quote. Package pricing1 combines medical coverage with other ancillary benefits and allows for a reduction in medical premium. Ask your agent, broker or consultant to add the following:
BCBSMT Supports Your Business
Health care benefits are a crucial part of recruiting new employees and retaining your existing workforce. That’s why BCBSMT provides you with the tools, resources, and professional health care expertise you need to maintain the health, productivity, and satisfaction of the employees who help your business thrive.
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1 Ancillary product package pricing is available to mid-market (51-150) and large group market segments (151+) with up to 3,000 eligible employees when combining medical with qualifying ancillary options. Multiple Employer Welfare Arrangements, small groups (1-50), Blue Balanced FundedSM, student health plans, select large group segments, Minimum Premium Plans and ASO groups with percent-of-claims arrangements are excluded from this program.