Blue Cross and Blue Shield of Montana (BCBSMT) offers employers and union groups Medicare Advantage plans with Prescription Drug coverage (MAPD) for their retirees.
Blue Cross Group Medicare OptionsSM
Richer Benefits, Lower Costs
Our customizable group Medicare options deliver a richer design, better benefits, more flexibility and lower member costs to your retirees than individual Medicare plans. What’s more, existing BCBSMT members can easily move to their group retiree Medicare plan with little disruption.
Medicare Advantage Plans for Groups
Blue Cross Group Medicare Advantage Open Access (PPO)SM
- Provides freedom from network restrictions because members can seek care from any provider that accepts Medicare in and out of network across the nation with the same level of coverage.
- Members do not have to choose a primary care provider and can receive care from a specialist without referral.
- Offers the most benefits bundled together
- Includes Medicare Part D prescription benefits
Blue Cross Group Medicare Advantage (PPO)SM
- Members can seek care in and out of network across the nation. However, out-of-network visits have different cost sharing when compared with in-network providers.
- Members do not have to choose a primary care provider and can receive care from a specialist without referral.
- Traditional PPO that bundles benefits
- Includes Medicare Part D prescription benefits
Extra Health and Wellness Benefits
Our group MAPD plans have benefits above and beyond standard health insurance. However, the availability, cost and level of coverage can vary and be customized. They include:
- Dental
- Vision
- Hearing
- Over-the-counter allowance
- Discount programs
- Fitness program
- Transportation
- Member rewards program
- Post-discharge meals
Billing Options
Group account billing can be set up in one of the following ways:
- One bill for all retirees sent to the employer
- Billing sent direct to retirees
- Billing split between the employer and retirees