Mid-Market Group Health Insurance Plans

Blue Cross and Blue Shield of Montana (BCBSMT) offers health care plans with the choice, flexibility and affordable options that growing companies in the 51-150 market want.

The 2023 BCBSMT Mid-Market Group Portfolio is available from July 1, 2023, through June 30, 2024. Check out what's in store this year to help employers reduce health care costs and improve the lives of their employees. And learn what we're doing to make it easier for members to stay healthy throughout the year.

Mid-Market Business Coverage with Big Benefits

The following network products are available for mid-market groups with 51-150 participants.

Blue Preferred PPO^SM

Broad Statewide PPO
Flexible benefit design options at an affordable price
Gives employees the freedom to visit any doctor they choose, with benefits paid at a higher level when the doctor is within the network.
No Primary Care Provider selection required
No referral required
Out-of-network coverage

Blue Options^SM

Tiered Statewide PPO
Leverages benefit design to increase utilization at cost-effective providers
There are three benefit tiers:
- Tier 1 – Blue Options PPO. Lower cost-share when employees select from this network of providers
- Tier 2 – Blue Preferred PPO. The flexibility of using the broad PPO network, but with a higher cost-share
- Tier 3 – Out of Network. The ability to use OON providers and still receive some coverage

More Programs Available to Help Members Take Control of Their Health

We're empowering members to take control of their health through programs that can help them save money and prevent certain types of health conditions. We're also helping employers reduce health care costs by giving employees access to these programs, which can reduce doctor visits and hospitalizations.

Teladoc Health

This personalized diabetes management program helps members understand their blood sugar, develop healthy habits and improve glycemic control.

Wondr Health™

This digital weight-management program teaches members science-based skills to help them lose weight, sleep better and manage stress.

Omada^®

This personalized program helps members reduce chronic disease risk with diabetes and hypertension education, specialized devices, proactive health coaches and more.

Bundling Life and Disability Programs Reduces Premiums

Offering ancillary benefits alongside medical coverage can help employers protect their employees’ physical and financial wellbeing while providing them with peace of mind. We offer ancillary benefits with medical benefits under a single brand. This comprehensive approach to coverage enables us to focus on supporting the overall health, wellbeing and financial security of your client's employees.

The Ancillary Producers Corner, our secure password-protected site, offers up-to-date sales tools to save you time, help grow your business and successfully service existing ancillary group customers.

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