High Deductible Health Plan (HDHP) Premier Healthlink
HDHP Premier Healthlink offers four choices with different deductibles, coinsurances or out of pocket maximums. All of the options offer a preventive health benefit along with prescription drug coverage. HDHP Premier Healthlink allows individual coverage or family coverage (more than one individual on the policy). With family coverage, benefits begin for a single family member once the individual deductible for that member has been met, or once the family deductible is met for two or more covered persons – whichever comes first.
This plan meets federal requirements to be offered in conjunction with a Health Savings Account (HSA).
For individual coverage, HDHP Premier Healthlink offers:
- $3,000 deductible with different coinsurances and out of pocket maximums
- $5,950 deductible with 100% coinsurance
For family coverage, it offers:
- $6,000 deductible with different coinsurances and out of pocket maximums
- $11,900 deductible
Click on the links below to view benefit details or the Individual Application Form.
HDHP Premier Healthlink Outline of Coverage
Summary of Benefits and Coverage (SBC)
What is a Health Savings Account (HSA)?
A Health Savings Account is a savings product that provides a different way for consumers to pay for their health care. HSAs enable you to pay for current health expenses and save for future qualified medical and retiree health expenses on a tax-free basis.
You must be covered by a High Deductible Health Plan (HDHP) to take advantage of HSAs. An HDHP generally costs less than traditional health care coverage, so the money that you save on insurance can be put into the Health Savings Account.
You own and control the money in your HSA. Decisions on how to spend the money are made by you without relying on a third party or a health insurer. You will also decide what types of investments to make with the money in the account to make it grow.
For more information about an HSA click here.