Prescription Drug Benefit Changes for 2016 Individual or Employer-offered "Metallic" Plans
If you have a Blue Cross and Blue Shield of Montana (BCBSMT) "metallic" health plan now, either purchased on your own or offered through your employer, some changes will be made to the prescription drug benefits. You can use this information when making your health plan selection(s) during Open Enrollment for 2016.
Starting January 1, 2016, these changes will be made:*
Value Pharmacy Network
A Value Pharmacy Network has been added to the prescription drug benefit plan. When you fill a prescription for up to a one-month supply from a value pharmacy, you will pay the lowest copay/coinsurance amount. If you fill a prescription at a non-value pharmacy, you may pay a higher copay/coinsurance amount.
You can also fill up to a 90-day supply of prescription drugs at a retail pharmacy in the value pharmacy network.
Value Pharmacies in your network are:
- Albertsons (also known as Osco Drug and Safeway)
- Access Health (a group of independent pharmacies)
Drug List Changes
Some brand drugs are changing from a preferred brand (Tier 3) to a non-preferred brand (Tier 4) status. Also, some generic drugs will move from a preferred generic (Tier 1) to a non-preferred generic (Tier 2) status. These drugs will still be covered. But you may have to pay a higher copay or coinsurance amount, based on your benefit plan. Please note: Some health plans also changed the member share (copay or coinsurance amount) on specialty drugs (Tier 5). Check your benefit materials for details.
If you are taking, or are prescribed, one of the drugs affected by these changes, ask your doctor if a generic drug or lower cost preferred brand alternative drug is right for you. Depending on your prescription drug benefit, these drugs may cost you less. Please note that treatment decisions are always between you and your doctor.
Below is a table showing the top most often used brand drugs that are being moved. You can view a list of their covered alternatives . Or, you can view the full list of brand drugs that are changing from tier 3 to tier 4 and generics changing from tier 1 to tier 2 .
Top Most Often Used Drugs Moving from Preferred Brand (Tier 3) to Non-Preferred Brand (Tier 4)**
|Prednisone Solution||Androgel Pump||Lotemax|
Drugs No Longer Covered
Select brand-name products will no longer be covered under the prescription drug benefit. A covered generic or brand alternative drug may be available. If you are taking, or are prescribed, one of these brand drugs that will no longer be covered, ask your doctor if a generic or lower cost preferred brand alternative drug is right for you. Some of these alternative drugs may call for prior authorization or have a dispensing limit before they can be covered.
Top Most Often Used Drugs that Will No Longer Be Covered**
|Zutripro||Accu-Chek test strips||Cymbalta|
Certain drugs will also not be covered if they do not have the U.S. Food and Drug Administration's (FDA) approval. See a sample list of these types of drugs .
Utilization Management Programs Added
New prior authorization and step therapy programs are being added to the prescription drug benefit plan. Dispensing limits are also being added to select drugs.
If your drug is part of the prior authorization program , you will need to have your doctor request pre-approval, or prior authorization, from BCBSMT before you can get benefits for select drugs. If your drug is part of the step therapy program , you will need to have a prescription history for a preferred drug before your benefit plan will cover some other drug. If your drug has a dispensing limit , you will get coverage only for what the dispensing limit allows.
If you are taking, or are prescribed, a drug that is part of these new programs, or think these new programs might affect you, please talk to your doctor now.
Remember: Treatment decisions are always between you and your doctor. Only you and your doctor can decide which medicine is right for you. Talk with your doctor, or pharmacist, about any questions or concerns you have about medicines you are prescribed. Coverage is based on the limitations and exclusions of your benefit plan. See your plan materials for details.
If you have any questions, call the number on the back of your ID card.
** Third party brand names are the property of their respective owners.