Products and Services
We offer a broad selection of insurance products and services to help financially protect your employees and their families.
Life insurance is a great way to provide for loved ones in the event of an untimely death. It can be one of the wisest decisions a person can make to financially protect those who financially depend on them.
Short-Term Disability (STD) plans pay benefits when sickness or injury prevents you from working full time.
Long-Term Disability insurance allows you to protect yourself and your family by providing a convenient, economical way of securing an income while out of work from an unexpected accidental injury or illness.
The Disability/Medical Integration product streamlines the disability claim process to arrive at a decision faster through medical information sharing and cooperation between clinical health advocates and the disability team. Available for groups with Medical/Health Advocacy and Disability coverage through Blue Cross and Blue Shield of Montana.
Accidental Death & Dismemberment
Accidental Death and Dismemberment (AD&D) coverage pays additional benefits if a death or injuries occur as the result of an accident.
Critical Illness insurance pays cash directly to the insured individual for the unplanned expenses of a critical illness.
Accident insurance provides cash directly to the insured individual for the unexpected costs of an accidental injury
Enhanced Solutions: Education
Enhanced Solutions: Education – We have designed benefits specifically for education professionals and have embedded them into our standard insurance products at no additional cost.
Enhanced Solutions: Municipalities
Enhanced Solutions: Municipalities – Features that have been designed specifically for municipalities and their employees. They are included in our standard products and services at no additional cost.
Stand-alone vision that provides coverage for comprehensive vision exams and corrective eyesight material. It works alongside your medical coverage to help you take care of your overall health.