Woman sitting on a bed looking at papers.

Review Your 2026 Coverage

You should have received your 2026 plan detail in a letter from us, including a 10-digit secure access code to review your plan information online.

If you'd like to keep your current plan, just keep paying your monthly bills on time to be automatically enrolled for next year. If you would like to explore a different plan for next year, we have a range of plan options available.

Do you have Medicare or coverage with your employer?

Visit our Contact Us page to find help from our Customer Service team. Depending on your plan type, you may still be able to renew or enroll in 2026 coverage.

What can I do right now?

1. Get your documents ready: The Marketplace looks at annual household income and other information to decide if you qualify for savings on health coverage through the Marketplace like premium tax credits and other cost-sharing reductions. You may be asked to submit documents to confirm your income information.

It's helpful to have a verification of your income handy, like a recent pay stub, tax return or W2.

2. Update your information: Make sure your contact information is current. This will help make sure you do not miss important information from the Marketplace or BCBSMT.

Log in to your member account to update your information.

3. Watch your inbox: We'll provide you with information on 2026 coverage options and premium information before and during Open Enrollment.

Father hugging his smiling daughter.

Need Help Now?

Our authorized agents are ready to help you keep your plan with confidence. Give us a call to find answers to your questions.

Stay On Track: Know Your Timeline

Open Enrollment starts Nov. 1. But did you know you could start taking actions sooner? Here are the steps you should take to keep your plan:

  • November: Open Enrollment starts on Nov. 1. Then, you take action to keep your coverage and review 2026 options. In November, you'll receive an email with a secure link for your plan and plan pricing updates.
  • December: Make sure you choose to keep your plan and pay your premium by its due date to remain covered in 2026. 
  • January: Get ready to start using your benefits. If you pay your premium by Dec. 15, your coverage will begin Jan. 1.
Woman smiling while brushing her teeth.

How can I check if i qualify for savings?

Premium tax credits are determined by the government based on things like your annual income, address and family size. Visit our shopping platform to learn if you qualify.

How can I check my network?

You can check your plan network by logging into your member account and searching covered doctors, hospitals and more.

How can I make a payment?

Our member payment portal offers secure, online options to pay your premium. Make your first premium payment, a one-time or guest payment or sign up for Auto Bill Pay.