Fees

Here are the fees all employers should know:

  Health Insurer Fee Reinsurance Fee PCORI Trust Fund Fee
What A yearly fee on the value of health insurance premiums that helps qualified individuals buy health insurance
Note: Only applies to fully insured plans.
A temporary fee that helps fund each state's reinsurance programs from 2014–2016 A temporary fee that helps fund comparative clinical effectiveness research
When Annually Three years:
2014, 2015, 2016
Eight years:
2012, 2013, 2014, 2015, 2016, 2017, 2018, 2019
Full Name Annual Fee on Health Insurers Transitional Reinsurance Program Contribution Fee Patient-Centered Outcomes Research Institute (PCORI) Trust Fund Fee

Understanding ACA
Talk with your tax advisor since this fee information is broad and shouldn't be used as legal, tax, compliance or other advice.

Your Group's Bill and ACA Fees

Fully Insured Plans

Starting January 2014, your bill will have a separate line that shows the combined costs of the ACA fees amount.

Self-Insured Plans

If you report, calculate and send your own fees, your bill won't include ACA fees.