An Affordable Plan for You and Your Family

A silver plan may be for you if you:

  • Want to pay less out-of-pocket for care
  • Qualify for a premium tax credit, also known as a subsidy
  • Have a spouse and/or children on your health plan
  • Have regular medical needs
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What's Included in a Silver Plan?

All Blue Cross and Blue Shield of Montana (BCBSMT) silver plans offer the same set of health benefits, quality and amount of care. The differences with each silver plan option are how much your bill costs each month, what portion of the bill you pay for things like hospital visits or prescriptions, and how much your total out-of-pocket costs are: 

  • Silver plans have a monthly bill that's lower than gold plans 
  • With a silver plan, you’ll have lower out-of-pocket costs than with a bronze plan 
  • Silver plans offer you and your family affordable monthly payments and cost of care when you need help 
  • In most cases, silver plans cover 70% of costs, while you cover 30% 

Learn even more about silver plan coverage.

Explore Other Metallic Plan Options

Review more metallic plan options to give you and your family the perfect plan for your budget and coverage needs.



Find out if a gold plan may help you save more when you visit the doctor.

Review gold plans



Bronze plans offer the lowest monthly payment of the plan levels.

Review bronze plans