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INDIVIDUAL & FAMILY

Welcome to Your Montana Health Plan

Your Blue Cross and Blue Shield of Montana health insurance plan is ready for you. Learn about your benefits and how to start using them.

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MEMBER RESOURCES

Manage Your Plan

Welcome to your BCBSMT plan. Here are a few resources to help you get started using your benefits:

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Review the Member Guide

Find information about your 2024 plans and benefits.

Member guide
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Find in-network care

Log in to use Provider Finder® to find in-network hospitals, doctors and more.

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Pay your bill

Learn how to make your monthly payment and sign up for Auto Bill Pay.

Learn more
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Start using Blue Access for Members℠

BAM gives you access to everything you need to stay informed about your plan.

Sign up
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Tell us how to contact you

Choose how you want us to contact you — email, phone or text.

Update your preferences
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Find who to call for help

Check your contact options to find the best way to reach out for help.

Contact us
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NEXT STEPS

What To Do After You Apply

Did you just apply for your plan? If you're a new member, there are a few important next steps you should take to start using your benefits.

BCBSMT Plans

Understand BCBSMT's Different Plan Types

PPO

PPOs, or preferred provider organization plans, let you choose where you go for care without needing a referral. If you’re okay with paying more, you’re able to use providers outside your plan's network.

BCBSMT’s PPO plan, Blue Preferred PPO℠, is available all across Montana. Over 60 hospitals and 15,000 providers are in network, giving you more options for care throughout the state.

POS

POS, or point of service, plans have lower premiums than PPO plans and still provide flexibility when choosing care. With a POS, you’ll choose a primary care provider (PCP) but won’t need referrals for specialists.

BCBSMT’s POS plan, Blue Focus POS℠, provides coverage for 10 Montana counties. You’re able to visit out-of-network doctors but may have different benefits if you choose a provider not in-network.

SECURE MEMBER ACCOUNT

Sign Up for Blue Access for Members℠

BAM is our secure member portal. Create an account to access your plan details, benefits and member ID card right from your phone.

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CARE OPTIONS

Find the Right Care When You Need It

Your PCP should be your first call when you don’t feel well. But, depending on your symptoms and needs, you have health care options - from telehealth services and primary care visits to urgent or emergency care.

ESSENTIAL BENEFITS

Understand Your Essential Benefits

Under the Affordable Care Act (ACA), there are many benefits that all plans must cover. Here are just a few:

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Prescription coverage

Learn how your prescribed medicines are covered under your plan.

Review drug lists
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Behavioral health

You have care and coverage options for your mental and emotional health.

Learn more
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Preventive care

Learn how a good relationship with your doctor can help you stay healthy.

Get more info

Member Benefits

Enjoy Even More Benefits

As a member, you have access to benefits and programs that help you save money and earn rewards for healthy living.