Your coverage is set up to help cover health care costs. Planning ahead can help you save money when it comes to doctor visits and other care needs. Take full advantage of your coverage with these helpful tips:
INSURANCE BASICS
Making Your Health Insurance Work For You
SAVINGS
How Your Plan Works to Help You Save
Stay In-Network
When you get care from your plan's network of covered providers and hospitals, your plan will cover more of the cost.
Find In-Network Care
Understand Health Insurance Costs
Premiums, deductibles, copays, coinsurance — learn what these common health insurance costs are and how they work together.
Understand Costs
Choose In-Network Pharmacies
If you visit an in-network pharmacy, you'll be able to save on your prescription drug costs.
Explore Prescription Savings
Review the Utilization Management Program
This program helps you manage chronic or complex conditions through access to affordable, quality care.
Learn More
Know What's Covered
Before getting care, make sure it's covered by your plan. Log in to Blue Access for Members℠ to review your benefits.
Log InCare Options
Know Where to Get Care With Your Plan
You can help control your health care costs while at home or during travels. Know some ways to keep costs down whenever you need care.