The 2022 Open Enrollment Period

The 2022 Open Enrollment Period (OEP) runs from November 1 - January 15, 2022. Make sure you apply by December 15, 2021 for coverage on January 1, 2022.

Learn About Financial Help

The Premium Tax Credit (PTC) Estimator tool can show you if a subsidy, also known as a PTC or financial help, may help you save on your health plan's monthly bill.

Source:, 2021 Marketplace Special Enrollment Period State-by-State Premium Savings for Returning Consumers from the American Rescue Plan

Understand Health Care Plans

Know how health care coverage works.

  • Plan Network
  • Preventive Care Services
  • Essential Health Benefits
  • Prescription Drug Coverage

Prepare for Medicare

Find out how Medicare works and when to enroll.

Shop for a Plan

Find the right health plan for you.

Welcome to Your Medicare Plan

Blue Cross Community Health PlansSM

You can join this plan if you qualify for Medicaid coverage or if you are eligible for Managed Long Term Supports and Services (MLTSS) through Medicaid.

Blue Cross Community MMAISM

This health plan is for seniors and persons with disabilities who are eligible for both Medicare and Medicaid.



Your health, safety and well-being is our top priority. We're here to help you stay informed about COVID-19 and to access the care and coverage you need. 

Find Care

Search for doctors, hospitals, dentists, pharmacies and more. Stay in network to help control costs. Members can log in for the most accurate, personalized search results.

Connect Online Community

Search articles and watch videos; ask questions and get answers. Topics include everything from improving your well-being to explaining health coverage.

Be on the lookout for your welcome email or letter, with key financial details. Next, you’ll get your member ID card. Then your benefit book, to review and keep, and other helpful resources.

It’s more important than ever to guard against infection. No one wants to get sick, whether it’s a cold, the flu or COVID-19. Take steps to stay healthy by stopping the spread of germs.


Your BAM account is a one-stop shop for all of your needs. And you can go mobile to access your BAM account from anywhere by downloading our free mobile app today.


Pharmacy and Prescription Plans

If you have prescription drug coverage through Blue Cross and Blue Shield of Montana, learning about your drug benefits can help you and your doctor get the most from your prescription drug coverage.

Choosing Your Health Care Options

You have choices for where you get non-emergency care. It’s best to check your health care options before using the emergency room (ER). Plus, when you visit in-network providers, you may pay less for care.

  • Compare Care Options
  • Estimate Treatment Costs
  • Urgent Care vs. Free-Standing Emergency Room

LifeTimes® Newsletter

Sign up for the LifeTimes newsletter to get new articles delivered to your inbox every month.

  • Get tips on nutrition and fitness.
  • Find ways to manage common health problems and prevent disease.
  • Learn how to get the most from your insurance.

Go Digital

Tell us how and when to reach you. Update your contact information and sign up for text and email alerts to help you keep track of your:

  • Claims
  • Explanation of Benefits
  • Saving Opportunities
  • Health and Wellbeing

Get Free In-Person Help

Our trusted community experts can you give you the one-on-one help you need to shop for health insurance.