2021 New Special Enrollment Period

Starting February 15, 2021, you can apply for a 2021 Individual health plan for yourself and your family.


Learn About Financial Help

Subsidies helped 85% of new members lower their monthly bill in 20201.
1 CMS.gov, Early 2020-2019 Effectuated Enrollment Report


Understand Health Care Plans

Know how health care coverage works.

  • Plan Network
  • Preventive Care Services
  • Essential Health Benefits
  • Prescription Drug Coverage

Prepare for Medicare

Find out how Medicare works and when to enroll.


Shop for a Plan

Find the right health plan for you.


Welcome to Your Medicare Plan

Blue Cross Community Health PlansSM

You can join this plan if you qualify for Medicaid coverage or if you are eligible for Managed Long Term Supports and Services (MLTSS) through Medicaid.


Blue Cross Community MMAISM

This health plan is for seniors and persons with disabilities who are eligible for both Medicare and Medicaid.

covid-19

COVID-19

Your health, safety and well-being is our top priority. We're here to help you stay informed about COVID-19 and to access the care and coverage you need. 


Find a Doctor or Hospital

Search for doctors, hospitals, dentists, pharmacies and more. Stay in network to help control costs. Members can log in for the most accurate, personalized search results.

Connect Online Community

Search articles and watch videos; ask questions and get answers. Topics include everything from improving your well-being to explaining health coverage.

How to Spot COVID-19 Scams and What to Do

Criminals are using COVID-19 as a chance to steal identities and commit health care fraud. Be wary if you get a call or text asking for your BCBSMT member ID number or other private information.

Your Smartphone Can Help Protect Your Skin

Understanding your health insurance is the best way to enjoy all its benefits. One important step you may need to take before treatment is prior authorization. Learn why it matters.

Find Information

Explore the many ways you can get information from your health plan. We offer options for your  communication preferences, including the mobile app so you can get your information on the go.

Resources

Pharmacy and Prescription Plans

If you have prescription drug coverage through Blue Cross and Blue Shield of Montana, learning about your drug benefits can help you and your doctor get the most from your prescription drug coverage.

Control Costs With SmartER CareSM

You have choices for where you get non-emergency care — what we call SmartER Care options. Use these places instead of the emergency room (ER). Plus, when you visit in-network providers, you may pay less for care.

  • Compare Care Options
  • Estimate Treatment Costs
  • Urgent Care vs. Free-Standing Emergency Room
  • Take the SmartER Care Challenge

LifeTimes® Newsletter

Sign up for the LifeTimes newsletter to get new articles delivered to your inbox every month.

  • Get tips on nutrition and fitness.
  • Find ways to manage common health problems and prevent disease.
  • Learn how to get the most from your insurance.

Go Digital

Tell us how and when to reach you. Update your contact information and sign up for text and email alerts to help you keep track of your:

  • Claims
  • Explanation of Benefits
  • Saving Opportunities
  • Health and Wellbeing

Get Free In-Person Help

Our trusted community experts can you give you the one-on-one help you need to shop for health insurance.