Get Covered in 2021


Learn About Financial Help

Subsidies helped 85% of new members lower their monthly bill in 20201.
1 CMS.gov, Early 2020-2019 Effectuated Enrollment Report


Health Plan Basics

Understand how to use your health care coverage.

  • Plan Network
  • Preventive Care Services
  • Essential Health Benefits
  • Prescription Drug Coverage

Prepare for Medicare

Find out how Medicare works and when to enroll.


Shop for a Plan

Find the right health plan for you.


Welcome to Your Medicare Plan

Blue Cross Community Health PlansSM

You can join this plan if you qualify for Medicaid coverage or if you are eligible for Managed Long Term Supports and Services (MLTSS) through Medicaid.


Blue Cross Community MMAISM

This health plan is for seniors and persons with disabilities who are eligible for both Medicare and Medicaid.

covid-19

COVID-19

Your health, safety and well-being is our top priority. We're here to help you stay informed about COVID-19 and to access the care and coverage you need. 


Find a Doctor or Hospital

Search for doctors, hospitals, dentists, pharmacies and more. Stay in network to help control costs. Members can log in for the most accurate, personalized search results.

Connect Online Community

Search articles and watch videos; ask questions and get answers. Topics include everything from improving your well-being to explaining health coverage.

Discover three steps to make open enrollment easier. Start by gathering your personal information so you can meet the Dec. 15 deadline for health insurance coverage beginning Jan. 1, 2021.

Nothing feels the same in 2020. Not work. Not school. Not vacations. Some holiday festivities may also need to change this year, but you can create new ways to celebrate safely.

Health screenings and tests can save you from much bigger problems later. Regular tests are especially vital if you have diabetes. Without proper control, your health is at risk.

Resources

Pharmacy and Prescription Plans

If you have prescription drug coverage through Blue Cross and Blue Shield of Montana, learning about your drug benefits can help you and your doctor get the most from your prescription drug coverage.

Control Costs With SmartER CareSM

You have choices for where you get non-emergency care — what we call SmartER Care options. Use these places instead of the emergency room (ER). Plus, when you visit in-network providers, you may pay less for care.

  • Compare Care Options
  • Estimate Treatment Costs
  • Urgent Care vs. Free-Standing Emergency Room
  • Take the SmartER Care Challenge

LifeTimes® Newsletter

Sign up for the LifeTimes newsletter to get new articles delivered to your inbox every month.

  • Get tips on nutrition and fitness.
  • Find ways to manage common health problems and prevent disease.
  • Learn how to get the most from your insurance.

Go Digital

Tell us how and when to reach you. Update your contact information and sign up for text and email alerts to help you keep track of your:

  • Claims
  • Explanation of Benefits
  • Saving Opportunities
  • Health and Wellbeing

Get Free In-Person Help

Our trusted community experts can you give you the one-on-one help you need to shop for health insurance.