Get Covered in 2020

View health care coverage you can count on.

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Learn About Financial Help

85% of members qualified for financial help in 20191.
1 CMS.gov, Health Insurance Exchanges 2019 Open Enrollment Report

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Health Plan Basics

Understand how to use your health care coverage.

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  • Plan network
  • Preventive care services
  • Essential health benefits
  • Prescription drug coverage

Shop 2020 Medicare Plans

Annual Enrollment Period is open now until December 7.

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Blue Cross Community Health PlansSM

You can join this plan if you qualify for Medicaid coverage or if you are eligible for Managed Long Term Supports and Services (MLTSS) through Medicaid.

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Blue Cross Community MMAISM

This health plan is for seniors and persons with disabilities who are eligible for both Medicare and Medicaid.

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Individual & Family

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Find a Doctor or Hospital

Search for doctors, hospitals, dentists, pharmacies and more. Stay in network to help control costs. Members can log in for the most accurate, personalized search results.

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Connect Online Community

Search articles and watch videos; ask questions and get answers. Topics include everything from improving your well-being to explaining health coverage.

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Plan Year Ending Soon? Make the Most of It

If your health plan year is ending, it’s a good time to review your health benefits. You might have benefits you want to use before the end of the plan year.

Check Provider Networks Before You Buy

You can keep costs low when using your plan by staying “in network,” which means using the doctors and other health care providers that are in your plan’s network.

Medicare Questions

If you have questions about Medicare, you’re in good company. It can be confusing. Here are answers to some common questions.

Resources

Pharmacy and Prescription Plans

If you have prescription drug coverage through Blue Cross and Blue Shield of Montana, learning about your drug benefits can help you and your doctor get the most from your prescription drug coverage.

Go to Pharmacy

Control Costs With SmartER CareSM

You have choices for where you get non-emergency care — what we call SmartER Care options. Use these places instead of the emergency room (ER). Plus, when you visit in-network providers, you may pay less for care.

  • Compare care options
  • Estimate treatment costs
  • Urgent care vs. free-standing emergency room
  • Take the SmartER Care challenge
Go to SmartER Care

LifeTimes® Newsletter

Sign up for the LifeTimes newsletter to get new articles delivered to your inbox every month.

  • Get tips on nutrition and fitness.
  • Find ways to manage common health problems and prevent disease.
  • Learn how to get the most from your insurance.
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Go Digital

Tell us how and when to reach you. Update your contact information and sign up for text and email alerts to help you keep track of your:

  • Claims
  • Explanation of benefits
  • Saving opportunities
  • Health and well-being
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Get Free In-Person Help

Our trusted community experts can you give you the one-on-one help you need to shop for health insurance.

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