Although life can get rocky sometimes, it doesn’t have to affect your employees' financial well-being. That’s why we offer a broad selection of insurance products and services to help financially protect them.
Life insurance is a great way to provide for loved ones in the event of an untimely death. It can be one of the wisest decisions a person can make to protect those who financially depend on them.
Short-Term Disability (STD) plans pay benefits when sickness or injury prevents a person from working full time.
Long-Term Disability insurance provides a convenient, economical way of securing an income while out of work from an unexpected accidental injury or illness.
The Disability/Medical Integration product streamlines the disability claim process to arrive at a decision faster through medical information sharing and cooperation between clinical health advocates and the disability team. Available for groups with Medical/Health Advocacy and Disability coverage through Blue Cross and Blue Shield of Montana.
Accidental Dealth and Dismemberment
Accidental Death and Dismemberment (AD&D) coverage pays additional benefits if a death or injuries occur as the result of an accident.
Critical Illness insurance pays cash directly to the insured individual for the unplanned expenses of a critical illness.
Accident insurance provides cash directly to the insured individual for the unexpected costs of an accidental injury.
Enhanced Solutions: Education
Enhanced Solutions: Education — We have designed benefits specifically for education professionals and have embedded them into our standard insurance products at no additional cost.
Enhanced Solutions: Municipalities
Enhanced Solutions: Municipalities — Features that have been designed specifically for municipalities and their employees. They are included in our standard products and services at no additional cost.
Stand-alone vision that provides coverage for comprehensive vision exams and corrective eyesight material. It works alongside medical coverage.
Benefits Manager provides employers with a wide variety of online tools, services and information to help you administer your ancillary group benefits.
Download the forms you need to efficiently administer your ancillary products.
Administrative tools equip employers with the guides, reports and forms they need to effectively administer our Ancillary products.
Admin, Billing and Claims Guides
- Web Billing Instruction Guide
- Self-Administered Billing Instruction Guide
- Enrollment Management Instruction Guide