Solutions for Education Professionals
We have designed benefits specifically for education professionals and have embedded them into our standard insurance products at no additional cost.
Campus Violence Benefit (K-12 & Higher Ed)
Due to the ongoing concern of school violence, we offer a campus violence benefit as part of our accidental death & dismemberment (AD&D) coverage. It can help offset some of the financial strain an employee and their family might face if the employee experiences an injury or passes away because of a violent campus event.
How it works:
- The campus violence benefit is included as part of our AD&D coverage.
- If a covered employee passes away because of a violent event on campus, their beneficiary(ies) are eligible to receive an additional 25% of the principal sum of their AD&D coverage to a maximum of $50,000.
- If a covered employee experiences an injury because of a violent event on campus that results in hospitalization, they are eligible to receive 10% of the principal sum of their AD&D coverage to a maximum of $25,000.
SimpliCollege Virtual College Coach (K-12)
We provide access to SimpliCollege, an online resource dedicated to helping people prepare for college. Users can choose their journey, either as a parent/guardian or as a student.
This secure online resource includes:
- The College Landscape
- Choosing a Major
- Paying for College
- Decreasing the Cost of College
- Managing College Debt
This program is available to employees of the school district, as well as students and their parents/guardians in the school district, and it is only offered to school districts that include high school (9th-12th grade).2
Disability Coverage During School Breaks (K-12 & Higher Ed)
We include specific disability contract language designed for educators and staff that treats all disabilities the same, regardless of whether they occur while school is in session or not.
J-1/H-1 Visa Exchange Protection (Higher Ed)
We can assist colleges and universities who need help in obtaining this protection by providing a program that meets these requirements as a part of the Travel Resource ServicesTM program.
Office Depot® Discount Program (K-12)
For our education customers, Office Depot offers a 10% discount on most of their office supplies.3
Contact your sales rep to learn how we can help meet your insurance needs.
1Not available in all states. In select states, a stand-alone AD&D contract may be required.
2SimpliCollege, LLC is an independent organization that does not provide Blue Cross and Blue Shield of Montana or Dearborn Life Insurance Company products or services. SimpliCollege, LLC is solely responsible for the products and services described on this page.
3Exclusions and restrictions apply.
This webpage is for illustrative purposes only and is not a contract. Availability may vary by group location and size.
Insurance products issued by Dearborn Life Insurance Company, 701 E. 22nd St. Suite 300, Lombard, IL 60148. Blue Cross and Blue Shield of Montana is the trade name of Dearborn Life Insurance Company, an independent licensee of the Blue Cross and Blue Shield Association. BLUE CROSS®, BLUE SHIELD® and the Cross and Shield Symbols are registered service marks of the Blue Cross and Blue Shield Association, an association of independent Blue Cross and Blue Shield Plans.