Blue Cross and Blue Shield of Montana (BCBSMT) Ancillary Products

Although life can get rocky sometimes, it doesn’t have to affect your financial well-being. That’s why we offer a broad selection of insurance products and services to help financially protect you and your family.

Life – Life insurance is a great way to provide for loved ones in the event of an untimely death. It can be one of the wisest decisions a person can make to financially protect those who financially depend on them.

Short-Term Disability – Short-Term Disability (STD) plans pay benefits when sickness or injury prevents you from working full time.

Long-Term Disability – Long-Term Disability insurance allows you to protect yourself and your family by providing a convenient, economical way of securing an income while out of work from an unexpected accidental injury or illness.

Accidental Death & Dismemberment – Accidental Death and Dismemberment (AD&D) coverage pays additional benefits if a death or injuries occur as the result of an accident.

Critical Illness – Critical Illness insurance pays cash directly to the insured individual for the unplanned expenses of a critical illness.

Accident – Accident insurance provides cash directly to the insured individual for the unexpected costs of an accidental injury

Vision – Stand-alone vision that provides coverage for comprehensive vision exams and corrective eyesight material. It works alongside your medical coverage to help you take care of your overall health.

Enhanced Solutions: Education – We have designed benefits specifically for education professionals and have embedded them into our standard insurance products at no additional cost.

Enhanced Solutions: Municipalities – Features that have been designed specifically for municipalities and their employees. They are included in our standard products and services at no additional cost.

BENEFITS MANAGER

Benefits Manager provides employers with a wide variety of online tools, services and information to help you administer your ancillary group benefits.

Learn more about Benefits Manager

Log in to Benefits Manager

DOWNLOADABLE FORMS

Download the forms you need to efficiently administer your ancillary products.

ADMINISTRATIVE TOOLS

Administrative tools equip employers with the guides, reports and forms they need to effectively administer our Ancillary products.

Admin, Billing and Claims Guides

Instruction Guides

CONTACT US

Do you have questions or need information? As your business partner, we’re here to help you.

Phone: 1-866-739-4090

Email: AncillaryQuestionsMT@bcbsmt.com

Insurance products issued by Dearborn Life Insurance Company, 701 E. 22nd St. Suite 300, Lombard, IL 60148. Blue Cross and Blue Shield of Montana is the trade name of Dearborn Life Insurance Company, an independent licensee of the Blue Cross and Blue Shield Association. BLUE CROSS®, BLUE SHIELD® and the Cross and Shield Symbols are registered service marks of the Blue Cross and Blue Shield Association, an association of independent Blue Cross and Blue Shield Plans.