It's not too early to start planning for Medicare. Turning 65 means Medicare takes over your current health plan. Start with basic Medicare, and then add on extra parts to fill gaps in coverage.
COVERAGE SUMMARY
Medicare is a federal health insurance plan. Most Americans join Medicare when they turn 65, but it’s also open to younger people with certain medical conditions.
Medicare Part A and Part B are often known as “Original Medicare.” Extra coverage like Medicare Advantage plans, prescription drug plans and Medicare Supplement Insurance Plans are available from Blue Cross and Blue Shield of Montana.
Hospital Insurance: Part A
Helps pay for inpatient hospital stays, skilled nursing care, some home health care and hospice services.
Learn about Medicare Part A
Medical Insurance: Part B
Covers office visits/services, most outpatient care, home health, medical equipment and many preventive services.
Explore Medicare Part B
Medicare Advantage Plans: Part C
Combines Medicare Part A and B ̶ plus possible dental, prescription and other programs.
Learn More About Part C
Prescription Drug Coverage: Part D
Helps cover costs of prescription drugs with copays or coinsurance.
Learn about MedicareBlue Rx℠
Medicare Supplement Plans
Offsets costs that Parts A and B don’t cover ̶ such as coinsurance, copays and deductibles.
Discover Med SuppGet help choosing your Medicare coverage and understanding your options with our Help Me Choose tool.
Still have questions? These resources can help.
Find Doctors & Hospitals
Search Care
Get Your FREE Medicare Booklet
Request Now
Prescription Drug Estimator & Rx Finder
Get an Estimate
Request an Agent
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