Lower Costs and Increase Engagement with BlueEdge HSASM

BlueEdge HSA combines a high-deductible benefit plan with a tax-advantaged health savings account (HSA) to encourage employees to be more informed health care consumers and spend their health care dollars wisely. We have established relationships with preferred HSA vendors to offer employers preferred pricing, integrated eligibility and claims, and online bill pay. This creates an integrated experience that gives employees the flexibility, control and transparency they need to make better health care choices and help keep costs low for everyone.

Why BlueEdge HSA Works

  • Employees have access to the same broad PPO network as traditional plans.
  • HSA funds may be used to cover qualified medical expenses and provide the potential to build savings.
  • Employee satisfaction improves from having more control over health care decisions. 

How BlueEdge HSA Works

BlueEdge HSA funds belong to the employee. Their health care dollars roll over from year to year, carry potential tax benefits and can be invested. Having an HSA gives employees an incentive to help save money by making healthier choices, such as losing weight or quitting tobacco.

Almost anyone can deposit funds into an eligible person’s HSA, including their employer. As the funds grow, employees can use their HSAs to pay for qualified medical expenses, including:

  • Deductibles and coinsurance
  • Dental care
  • Vision care

BlueEdge HSA plans usually cover both medical and pharmacy at 100% when employees choose in-network providers. HSA funds can even help cover over-the-counter medicines and other items.

Talk with your BCBSMT representative today to learn how BlueEdge HSA can fit into your clients' strategy for keeping employees healthy and lowering costs.


Health Savings Accounts, including products under our BlueEdge product portfolio, have tax and legal ramifications. BCBSMT does not provide legal or tax advice, and nothing herein should be construed as legal or tax advice. These materials, and any tax-related statements in them, are not intended or written to be used, and cannot be used or relied on, for the purpose of assessing tax liability or avoiding tax penalties. Tax-related statements, if any, may have been written in connection with the promotion or marketing of the transaction(s) or matter(s) addressed by these materials. You should seek advice based on your particular circumstances from an independent tax advisor regarding the tax consequences of specific health insurance plans or products.