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Life & Disability Products

Blue Cross and Blue Shield of Montana (BCBSMT) offers ancillary benefits with medical benefits under a single brand. The comprehensive approach to coverage enables us to focus on supporting the overall health, wellbeing and financial security of our members.

Visit here for all of your ancillary needs.

Ancillary Producers Corner

The Ancillary Producers Corner, our secure password-protected site offers up-to-date sales tools to save you time, help grow your business and successfully service existing ancillary group customers. Through the Ancillary Producers Corner, you can:

  • Access up to two years worth of commission statements online.
  • Gain Access to Benefits Manager.
  • Utilize our online continuing education resource.

Resources for You and Your Employer Clients

Life Insurance
Our life insurance coverage provides for loved ones in the event of an untimely death.

Long-Term Disability
Long-term disability provides a convenient, economical way of securing an income while an unexpected injury or illness prevents employees from working.

Accidental Death and Dismemberment
AD&D coverage pays additional benefits if a death or an injury occurs due to an accident.

Accident Insurance
When there are unexpected costs from an accidental injury, accident insurance provides cash directly to the insured individual.

Enhanced Solutions for Municipalities
Designed specifically for municipalities and their employees, this coverage is included in our standard products and services at no additional cost.

Short-Term Disability
Short-term disability plans pay benefits when sickness or injury prevents employees from working full time.

Disability and Medical Integration
This product eases the disability claim process, enabling faster decision making through sharing medical information and cooperation between clinical health advocates and the disability team. It's available for groups with Medical and Health Advocacy and Disability coverage.

Critical Illness Insurance
When there are unplanned expenses from a serious illness, critical illness insurance pays cash directly to the insured individual.

Hospital Indemnity Insurance
Hospital indemnity insurance provides cash directly to the insured individual for the unforeseen costs of a hospitalization.

Enhanced Solutions: Education
We have designed benefits specifically for education professionals and have embedded them into our standard insurance products at no additional cost.



Insurance products issued by Dearborn Life Insurance Company, 701 E. 22nd St. Suite 300, Lombard, IL 60148. Blue Cross and Blue Shield of Montana is the trade name of Dearborn Life Insurance Company, an independent licensee of the Blue Cross and Blue Shield Association. BLUE CROSS®, BLUE SHIELD® and the Cross and Shield Symbols are registered service marks of the Blue Cross and Blue Shield Association, an association of independent Blue Cross and Blue Shield Plans.

Last Updated: March 12, 2024