Small Group Plans
Health Insurance Plan Levels
We offer four categories, or levels, of plans: bronze, silver, gold and platinum (off exchange only). Each level offers the same set of essential health benefits, quality and amount of care. The differences are how much your premium costs each month, what portion of the bill you pay for things like hospital visits or prescription medications, and how much your total out-of-pocket costs are.
Summary of Benefits and Coverage (SBC) and Outlines of Coverage
To help you make an informed decision, Summary of Benefits & Coverage (SBC) and Outline of Coverage documents are available for each of our small group plans. The SBC and Outline of Coverage describe key features such as:
- Covered benefits
- Cost-sharing provisions
- Coverage limitations
Here are our Small Group Plans:
Information in these documents represents an overview of coverage. It is not a complete list of what is covered or excluded. Information is subject to change. The full terms of coverage are located in the insurance policy.
Contact your Blue Cross and Blue Shield representative with questions at any time.