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Medicare Plans for Individuals

Medicare health coverage through Blue Cross and Blue Shield of Montana includes Medicare Advantage with Prescription Drug plans (MAPD) and Medicare Supplement Insurance Plans.

Producers selling our Medicare products have a large variety of options to share with their clients and a host of marketing and sales tools at the ready when they work with us.

Blue Cross Medicare Advantage Plans

Our PPO plans bundle cost-saving and value-added options with Original Medicare benefits. Here are some plan highlights. (Producers must be certified to sell MAPD plans.)

Blue Cross Medicare Advantage (PPO)SM

  • Tend to have higher monthly premiums. A $0 monthly premium option is available.
  • Members are not required to select a PCP
  • Freedom to use providers outside-of-network but members may pay higher copays and coinsurance
  • Members save money if they use in-network providers
  • Plans may or may not cover prescription drugs

Get more details on our MAPD plans.

Medicare Supplement Insurance Plans

BCBSMT offers a wide variety of Medicare Supplement Insurance Plans. Even if your client is covered by Medicare, they may still be responsible for a large portion of their health care costs.

Not only do we offer a variety of Medicare Supplement plans from which to choose, your client may also be eligible for a Continue with BlueSM premium discount or a household discount. 

Learn more about our Medicare Supplement plans and possible discounts here.

Last Updated: Nov. 29, 2023