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SHOP PLANS

Start Enrolling in Health Insurance With BCBSMT

To enroll in 2026 health insurance coverage, find the type of plan that best fits you. Understand where to start for BCBSMT's individual and family health insurance, Medicare coverage, employer-offered options for businesses and more.

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Overview

What kind of health insurance can I get with BCBSMT?

Blue Cross and Blue Shield of Montana has health plan options to fit everyone's needs, including private health insurance plans, government-sponsored coverage and ancillary or supplemental options. With BCBSMT, explore:

  • Individual and Family plans
  • Medicare coverage
  • If you're an employer, Group coverage options
  • Dental and vision insurance
  • Supplemental coverage, like accident or critical illness insurance
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INDIVIDUAL & FAMILY

How do I enroll in an Individual and Family plan with BCBSMT?

To enroll in a BCBSMT Individual and Family plan, start by comparing your health plan options. Find coverage that fits your needs and budget. Then, start the enrollment process with us. If you've gone through a big life event within the past 60 days, you might be able to enroll today through Special Enrollment.

Not sure what Individual and Family coverage is? Individual and Family plans are private health insurance plans you enroll in on your own, without the help of an employer.

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MEDICARE

How can I get Montana Medicare coverage?

You may be able to enroll in Medicare if you're over 65 or have certain qualifying disabilities. BCBSMT offers Medicare Advantage, Medicare Supplement, Medicare Prescription Drug plans and more. Start by comparing your options, thinking about your budget, lifestyle and health care needs. Start now on our BCBSMT Medicare website.

Not sure what Medicare is? Medicare's a federal health insurance program for people 65+ or those who have certain disabilities.

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Group Coverage

How can I help my employees in Montana get health insurance?

If you're a business owner or benefits coordinator for your company, BCBSMT can offer out-of-the-box and custom health insurance coverage for your employees. We have group insurance plans and benefit programs for any business size and a range of fully insured, self-funded and level-funded options or funding options.

BCBSMT's Extra Coverage Options

Everyone's health care needs look different. Explore life and disability coverage, dental and vision plans and more health insurance for all the times of your life.

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Dental Coverage

Learn more about BCBSMT dental coverage and how to enroll.

Search Your Dental Options
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Student Health Plans

Understand AcademicBlue℠ coverage options for college students.

Understand AcademicBlue Coverage
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Vision Coverage

Learn more about BCBSMT vision coverage and how to enroll.

Find Vision Coverage Details
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International Travel

Going on a trip? BCBS Global Solutions℠ may be able to keep you covered abroad.

Explore GeoBlue Options
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Illness, Injury & Hospital Coverage

Explore plans that pay a lump-sum cash benefit for serious accidents or illnesses.

Know Your Options
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BlueCard Program®

When you're traveling outside your BCBSMT service area and need health care, you may be able to get coverage with BlueCard.

Learn About BlueCard

FAQs

Frequently Asked Questions About BCBSMT Plans and Enrolling