If you’re not sure Silver level plans are a fit for you and your family, learn about our other metallic levels.
INDIVIDUAL & FAMILY
Silver Health Care Levels
Explore Blue Cross and Blue Shield of Montana's Silver plans. Find a balance between your monthly bill and health plan costs.
Coverage In Montana With the Best of Both Worlds
Each plan level is different in how much you’ll pay each month, how much of your health care bill is covered for things like hospital visits and prescriptions and how much your out-of-pocket costs are.
With Silver plans, you can expect:
- Deductibles starting at $1,800
- BCBSMT to cover 70% of health care costs while you pay 30%
- Middle-of-the-road options — a balance between your monthly premium and costs when you need health care
SILVER LEVEL PLANS
Your Silver Level Plan Options
| Blue Preferred PPOSM | Blue Focus POSSM | |
|---|---|---|
| Where this plan's offered: | Carbon, Cascade, Flathead, Gallatin, Lake, Lewis and Clark, Missoula, Musselshell, Stillwater, Sweetgrass or Yellowstone county |
Statewide for all Montana residents |
| Deductible: | $1200 – $8150 | $3000 – $5900 |
| Primary care copay:
|
$0 – $40 or 40% of your bill | $25 – $40 |
| Coinsurance: | 0% – 50% | 40% – 50% |
More Plan Options
Explore the Other Metallic Levels
Gold plans
Gold level plans help you save more on health care costs when you get care.
Understand Gold plans
Bronze plans
These are lower-cost options if you’re not planning to need much care.
Understand Bronze plansFAQs