Skip to main content

INDIVIDUAL & FAMILY

Find Out What's Next

Track your Blue Cross and Blue Shield of Montana health insurance application, learn how to use your benefits and more.

Woman talks on her phone while working on her laptop

TIMELINE

What To Expect & When

Document icon

5-7 Days

Within 5-7 days of paying, you’ll start getting membership documents.

Member ID card icon

10 Days

Member ID cards for you and your dependents will arrive in the mail within 10 days.

Bandaid icon

15-20 Days

Your coverage will typically start on the first day of the month after you apply.

Application Status

Track Your Application Status

If you created an account on our shopping platform, you can log in to find out where your application is in the enrollment process.

NEXT STEPS

So You've Just Applied – What’s Next?

Once you’ve submitted your application, there are a few things you should do to make sure your coverage goes into effect so you can use it.

MAKE A PAYMENT

Pay Your First Premium

You’ll need to make your first payment, or your premium payment, before your plan’s coverage begins.

Woman looking at her mobile member ID card on her phone

Member Benefits

Review Your Benefits

The best way to use your coverage is to understand it. Some important new member documents are your:

RESOURCES

Get Started Using Your BCBSMT Plan

You’ve submitted your application. You've made your first premium payment. Welcome to BCBSMT! Now that you're a member, you can start using your benefits, choose how to receive your important information and more.

Hand holding a cellphone icon

Sign up for Blue Access for Members

After getting your member ID card, create your member account on BAM.

Sign up for BAM
Hand holding coin icon

Set up Auto Bill Pay

Sign up for Auto Bill Pay to make sure you don’t miss your payments.

Log in to sign up
Doctor icon

Verify your primary care provider (PCP)

Change or search for in-network care by using Provider Finder® in your BAM account.

Find care
Cellphone with text bubble icon

Choose your communication preferences

Choose to get your member updates how you want – email, text or mail.

Go mobile
Cellphone with checkmark icon

Download our mobile app

Access BAM, online payments and more member tools on the go.

Download our app
People speaking with text bubbles overhead

Update your language preferences

Get your member communications in another language.

Update your preferences