Self-Employed? Get 2027 Montana Coverage

You don't have to navigate health care plans on your own just because you're self-employed. When you enroll in coverage with Blue Cross and Blue Shield of Montana, you're choosing a health care plan from a trusted name and with a strong network. Find in-network doctors and hospitals, different plan options to meet your needs and wellness benefits and programs. Plus, know that we're here to help when you need it, from Customer Service to the tools and chat in your online member account.

When you're shopping for a plan, you have the option to add on vision or dental coverage. To review your options, start shopping through our shopping platform or partner platforms to explore your options and choose coverage that's right for you.

Learn more about dental coverage  |   Learn more about vision coverage

If you get a job that offers you insurance coverage while you already have your own plan, here are a few things you can do:

• Keep your current plan: You don't need to opt in to your employer's plan if you'd prefer to keep the one you have now. Just continue to pay your premium to keep your coverage.
• Choose a plan through your employer: Usually, you can enroll in an employer-offered plan when you get hired. To end your individual and family plan coverage, just stop paying its premium. 

Congratulations! A growing business is an exciting accomplishment. If you're interested in giving your employees health insurance options, also known as small group plans, you have options with BCBSMT. To qualify, your business just needs to have 2 employees (including yourself) and underwriter approval for full-time employees. 

Understand the benefits of small business health insurance plans, how you can find the right fit for you and your employees and get a quote today.

During Open Enrollment, you can choose a new plan or update your current coverage. Open Enrollment begins Nov. 1 and ends Jan. 15. Anyone can enroll during Open Enrollment without having gone through a life event.

If your job changed within the past 60 days, you can also enroll through Special Enrollment. The Special Enrollment Period allows you to update or choose a new plan if you were let go or quit your job, if you lost COBRA coverage or if you lost coverage because your employer lowered your working hours. Understand how job changes could qualify you for Special Enrollment.