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SPECIAL ENROLLMENT

Turning 26 and Losing Health Insurance Coverage?

Young woman celebrating her 26th birthday with friends and cake.

Overview

Your 26th Birthday and Special Enrollment

If you’ve stayed covered by a parent’s health insurance plan, turning 26 may be your first chance to get coverage on your own. Your 26th birthday qualifies you for Special Enrollment. This means you’re able to find your own plan and stayed covered for health care.

Next Steps

Picking Your Own Plan

Know the steps you need to take to pick a plan and enroll in health insurnace after your 26th birthday.

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Know your timeline.

After turning 26, you have 60 days to enroll in a new plan during Special Enrollment.

More about SEP
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Understand your benefits.

Review BCBSMT's benefits to understand which plans fit your needs.

Explore plan benefits
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Check your network.

Make sure your doctor is covered, or find a new one.

Find care
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Apply your savings.

Find out if you qualify for savings on your health plan.

Understand savings

Have proof ready.

Check the valid documents list for accepted proof of your life event.

Check valid documents

GROUP COVERAGE

Check if You're Offered Coverage Through Work

Your job might offer plans for their employees. These plans are known as group or employer plans. Check with your company’s benefits or HR department about enrollment options.

FAQs

Common Questions When You Turn 26