Gold Plans are for you if you:
Silver Plans are for you if you:
Bronze Plans are for you if you:
Blue Access for MembersSM is a powerful tool for managing your Blue Cross and Blue Shield of Montana (BCBSMT) health plan benefits. You can find a doctor, review coverage, and set your preferences for how we communicate with you.
Get care from within your plan's network to control your costs.
Wellness, maternity, newborn/pediatric care, ambulance, emergency, hospitalization, labs, prescription drugs, disease management, mental health, substance misuse, and rehabilitative services.
Based on your plan, once you’ve met your deductible, you will either pay a set amount (copay) or a percentage (coinsurance) of your drug costs.
Preventive care can help you avoid future health issues. Getting this care in-network means you won’t pay out-of-pocket costs.
Select a resource in the list to learn more.
Learn about our 2023 health plan rates, why they may change and what it could mean for your health plan rate in the coming year.
Follow your application’s progress after applying.
See if you qualify for a subsidy, also known as a premium tax credit (PTC).
Look up common health care terms.
Check to see if your doctor and hospital are in-network.