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INDIVIDUAL & FAMILY

Open Enrollment Tips

Discover tips for getting individual and family health insurance during Open Enrollment. Get step-by-step details, from comparing your options to finishing enrollment.

Ready to review your options?

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Importance of Coverage

Why Is It Important to Get Health Insurance During Open Enrollment?

The Open Enrollment Period happens once a year, ever year. It begins Nov. 1 and ends Jan. 15. Anyone can update or pick a new plan during this time. Having health insurance:

  • Helps cover costs when you get health care, from check-ups to emergencies
  • Lets you stay up-to-date on preventive care for a healthier future
  • Keeps your children and spouse covered if you add them to your plan

If you miss the Open Enrollment deadline, you'll have to wait until the next year to enroll unless you go through a life change.

How To Enroll

How to Get a BCBSMT Plan During Open Enrollment

TIMELINE

Start Planning and Enroll Early

Compare costs and benefits. Learn if you qualify to save. During Open Enrollment, enroll by Dec. 15 for coverage on Jan. 1.

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RESEARCH

Research Available Health Plans

With BCBSMT, you may be eligible for the below plans:

  • Blue Preferred PPOSM : offers a statewide network with the flexibility of a PPO
  • Blue Focus POSSM: a low-cost plan offered in 11 counties across Montana and a network of over 6,000 providers

UNDERSTAND BENEFITS

Assess Your Health Insurance Needs and Compare Plans

NEXT STEPS

What To Do After Applying

Make your first payment and set up Auto Bill Pay.

Your coverage won't begin until your first premium's paid. Make your premium payment online and set up Auto Bill Pay to pay your monthly bills easily and on-time. Get started.

Start using your member resources.

Review your benefits, understand when you'll start recieving your member materials and sign up for your member account. After you apply, find out what's next.

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SPECIAL ENROLLMENT

Need a Plan After Open Enrollment?

If you've gone through a big life change, you might be able to enroll through the Special Enrollment Period.

Learn if your life event qualifies, how long you have to apply and what your next steps are during Special Enrollment.