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Enrollment

Whether you’re enrolling in Blue Cross Medicare Advantage for the first time or switching your Blue Cross Medicare Advantage plan, there are three ways you can enroll.

2021

2021 Plan Star Ratings

Every year, Medicare evaluates plans based on a 5-star rating system.

Learn more about Star ratings.

Blue Cross Medicare Advantage (PPO)^SM is a 2021 4-Star rated plan. English | español

Enrollment Periods

There are four enrollment periods for Blue Cross Medicare Advantage. Review them to find the right one for you.

Annual Enrollment Period (AEP)

Anyone can join, switch or drop a Medicare prescription drug plan between October 15 and December 7. If you apply during this time, coverage begins on January 1.

Making Changes to Your Coverage After December 7

Between January 1 and March 31, if you’re in a Medicare Advantage Plan, you can leave your plan and switch to Original Medicare. If you switch to Original Medicare during this time, you’ll have until March 31 to also join a Medicare prescription plan. Your coverage will begin the first day of the month after the plan gets your enrollment form.

During this period, you can’t do the following:

Switch from Original Medicare to a Medicare Advantage Plan
Join, switch or drop a Medicare Medical Savings Account Plan

Open Enrollment Period (OEP)

The Medicare Advantage Open Enrollment Period (MA OEP) is January 1 through March 31 each year. During this time, you may enroll in another MAPD plan or disenroll from our plan and return to Original Medicare. You may only make one election during the MA OEP Enrollment Period. You are also eligible to use the MA OEP if you are a new Medicare beneficiary who enrolled in a Medicare Advantage plan during your ICEP. In this case the OEP period occurs from the month of eligibility to Part A and Part B through the last day of the 3rd month of eligibility.

Initial Enrollment Period (IEP)

When you first become eligible for Medicare, you can join during the 7-month period that starts 3 months before the month you turn 65, includes the month you turn 65 and ends 3 months after the month you turn 65.

Special Enrollment Period (SEP)

In most cases, you must stay in the plan for the calendar year when your coverage began. But you may be able to join, switch or drop a Medicare Advantage Plan during a Special Enrollment Period. Below is a list of some, but not all the reasons you may need to change during a Special Enrollment Period: