Special Enrollment – Getting Married

Congratulations! Getting married is an exciting time with many things to consider. We're glad you're thinking about your health plan options. If you and your fiancé need health care coverage after marriage, you're in luck.

Getting married is a qualifying event. If you’ve had at least one day of health care coverage during the 60 days before your wedding, you can enroll in or change your health plan during a special enrollment period. Keep in mind this special enrollment period only lasts 60 days from your wedding day. After that, you'll have to wait until open enrollment.

Getting Married

I don’t have health care coverage. How do I enroll?

If you don't have a health plan, you're in the right place! Blue Cross and Blue Shield of Montana (BCBSMT) has many plans to choose from to fit your new family and budget. Let's get started.

I have a BCBSMT health plan. How do I add my new spouse to my plan?

  • If you enrolled directly with us online, log in to your BCBSMT account or call 1-800-477-2000.
  • If you enrolled on the Health Insurance Marketplace, log in to your Marketplace account.
  • If you have health care coverage through your employer, call your company's benefits or HR department.

What if I don’t qualify for special enrollment?

Depending on your income, you may qualify for Medicaid or CHIP. There is no special enrollment period for those government offered coverage options – you can apply at any time.

Members of American Indian and Alaska Native tribes can enroll any month, not just during open enrollment. You can even apply for cost assistance.

Start Shopping Now

If you need health care coverage after marriage, take advantage of this qualifying event. You can enroll now during a special enrollment period. Start shopping to compare BCBSMT health plans and find the right one for you.

Start Shopping

Last Updated: Feb. 09, 2023