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Flexible Group Health Insurance Plans

Your client's health insurance needs are as unique as their business. That’s why employer groups depend on Blue Cross and Blue Shield of Montana for our expertise, quality, and options across a range of price levels.

Every day, we earn our reputation for generating cost savings, and offering networks of providers dedicated to quality and healthy outcomes.

We Innovate with Purpose

We’re constantly evolving our products to reach even higher standards for care, quality, affordability, and accessibility.

We drive innovation from a deep integration of advanced analytics, expert insights, and leading-edge technology to advance better health outcomes for your client and their employees.

The Blue Distinction Program

Blue Distinction® is a designation given by Blue Cross and Blue Shield (BCBS) companies to health care facilities that have demonstrated expertise in delivering efficient, high-quality care with proven results, lower readmission rates and fewer complications across 11 areas of care.

Learn More About Blue Distinction

Blue High-Performance Network® 

Designed to deliver greater value for companies and employees, the Blue High-Performance Network gives employees portable access to care across 65+ major markets—more markets nationwide than competitors.

  • Employers that choose BlueHPN average more than 10% in additional savings1 as compared to our already industry-leading PPO.
  • Providers in BlueHPN are measured on a consistent set of quality metrics across four key domains2.
  • Discover why businesses looking to tailor a cost-conscious benefits package with access to high-quality health care services choose BlueHPN.
Learn More About BlueHPN

Total Care

Total Care is a national designation program that recognizes providers for their efforts in coordinating total patient care and focusing on wellness and prevention. Blue Cross and Blue Shield (BCBS) Plans partner with these providers to improve health outcomes for members and curb the rising cost of healthcare.

Most Total Care programs are primary care models. Providers belong to Accountable Care Organizations (ACOs) and Patient-Centered Medical Homes (PCMHs). The ACOs and PCMHs must perform against both quality and cost outcome targets to receive incentives and rewards.

Employers have the flexibility to provide 2 or 3 configurable tiers or custom benefit designs, effectively steering members to designated providers.

Options by Group Size

Your client's health insurance needs are as unique as their business. That’s why employer groups depend on us for our expertise, quality, and options across a range of price levels.

Explore PPO Plans

Blue Preferred PPO℠

Best Fit: 2-50 Employees

Blue Choice PPO℠

Best Fit: 51-150 Employees

Health First PPO℠

Best Fit: 51-150 and 151+ Employees

Blue Dimensions PPO℠

Best Fit: 51-150 and 151+ Employees

Explore HMO Plans

Blue Select HMO℠

Best Fit: 51-150

Comprehensive Major Medical

Best Fit: 51-150 and 151+ Employees

Blue Premier HMO℠

Best Fit: 151+ Employees

Blue Premier Access HMO℠

Best Fit: 51-150 and 151+ Employees

Blue Advantage HMO℠

Best Fit: 2–50 Employees

Explore POS Plans

Blue Options POS℠

Best Fit: 151+ Employees

Big Sky Select POS℠

Best Fit: 51-150 and 151+ Employees

1 Savings are based on Consortium Health Plans analysis, 2019. Savings are on average and assume 100% enrollment. Results will vary based on employer locations and implementation.
2 Measures align with those being utilized by credible industry organizations, including American Hospital Association, Catalyst for Payment Reform and America’s Health Insurance Plans.