This page may have documents that can’t be read by screen reader software. For help with these documents, please call 1-877-774-8592.

How Medicare Works

Medicare is a federal health insurance program for people who are 65 or older, young people with disabilities and people with permanent kidney failure that require dialysis or a transplant. Medicare is made up of four parts. Each part covers specific services. Learn more about each service below.

Medicare Part A – Hospital

Medicare Part B – Medical

Medicare Part C – Medicare Advantage

Medicare Supplement Insurance Plan

Help Me Choose a Plan

Already a BCBSMT member? If you are age 64 or older, use the Help Me Choose tool to find the plan that's right for you.

Not a BCBSMT member? If you’re not sure what plan you need, answer a few questions to help you decide.

Now that you’ve picked a plan, it’s time to enroll.
Get a Quote & Apply

Useful Tools

MTMSMICROSITE

MTMSMICROSITE

MTMSMICROSITE

MTMSMICROSITE

Last Updated: Aug. 04, 2023