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How Medicare Works

Medicare is a federal health insurance program for people who are 65 or older, young people with disabilities and people with permanent kidney failure that require dialysis or a transplant. Medicare is made up of four parts. Each part covers specific services. Learn more about each service below.

Medicare Part A – Hospital

Medicare Part B – Medical

Medicare Part C – Medicare Advantage

Medicare Supplement Insurance Plan

Help Me Choose a Plan

Already a BCBSMT member? If you are age 64 or older, use the Help Me Choose tool to find the plan that's right for you.

Not a BCBSMT member? If you’re not sure what plan you need, answer a few questions to help you decide.

Now that you’ve picked a plan, it’s time to enroll.

Useful Tools

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Last Updated: Aug. 04, 2023