Blue Cross and Blue Shield of Montana offers Individual and Family health insurance at three metallic levels of coverage to fit the needs of you and your family.
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Blue Distinction® Specialty Care
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Blue Distinction Specialty Centers in Montana
- Centers for Bariatric Surgery in Montana
- Montana Centers for Cardiac Surgery
- Montana Cellular Immunotherapy Centers
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- Gene Therapy Centers in Montana
- Maternity Care Center Near You in Montana
- Montana Knee and Hip Replacement Surgery Center
- Spine Surgery Fusion Center in Montana
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Blue Distinction Specialty Centers in Montana
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About Our Plans
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Your Individual & Family Coverage Options
Gold
Gold plans are for you if you:
- Have more medical needs than most, like a chronic health condition
- Have a spouse and/or children on your health care plan, or want to grow your family soon
- Prefer to have lower out-of-pocket expenses but a higher monthly payment
Silver
Silver plans are for you if you:
- Have regular medical needs, like 1 or 2 doctor visits a year
- Want to have a balance between monthly payments and out-of-pocket costs
- Have a spouse and/or children on your health care plan
Bronze
Bronze plans are for you if you:
- Don’t have health concerns or any prescription medicines
- Would rather have a low monthly payment
- Don’t need to add a spouse or children to your plan
More Plans Options
Learn about all of your health care plan options
with BCBSMT.
Dental Insurance
Under the Affordable Care Act (ACA), dental coverage is free for children 18 and younger and optional for all adults. These dental plans are offered by the government when you enroll during Open Enrollment or with a qualifying life event. You can also enroll with BCBSIL if you need dental coverage in addition to your current plan.
Medicare
Medicare plans are available to enroll in if you’re 65 or older or if you have a qualifying disability. Learn about Medicare, find out if you can enroll and understand how it works.
Vision Insurance
If you’re a contacts- or glasses-wearer, having vision insurance can help you save on eye care costs. With a vision plan, you’ll get savings that may help you pay for things like annual eye exams, lenses and frames and certain treatments.
Other Plan Options
Planning means expecting the unexpected. We offer budget-friendly supplemental insurance solutions, including life, accident, disability and critical illness options.
Last Updated: Oct. 24, 2023