Skip to main content

Individual and Family

Now's Your Chance to Enroll for 2026 Coverage

Open Enrollment is here — make sure you enroll in health insurance by Dec. 15 for coverage starting Jan. 1. Health care coverage is important to protect you and your family from the unexpected.

Get Started
Smiling woman turns the sign to open on her business front door
Stay with a plan you know and trust.

It's easy to keep your Blue Cross and Blue Shield of Montana coverage. Know the steps you should take and when.

Man sitting in a chair and speaking with a doctor.

Health Care Options

Save Time and Money: Know Your In-Network Options

Knowing where to go for health care could lower the time and money you spend on doctor visits. Whether you have a stuffy nose or a broken bone, know your options and when you should use them.

Find Out More
Father holding her newborn baby and smiling.

Important Notice

Check Your 2026 Plan Savings

Before choosing your 2026 plan, check if you're able to get premium tax credit savings by:

  • Visiting our shopping platform. There, you'll enter your income, address and family size to estimate your savings.
  • Having proof of your income, like a recent pay stub or tax papers, on hand
Check Your Savings

Member Support

Use your plan with confidence, this year and next.

Explore your 2026 prescription drug benefits as a BCBSMT member.

Review Your Benefits
A new husband and wife walking down their wedding aisle.

Know how the metal levels could impact your plan's cost.

Review the Metal Tiers
Two people smiling and looking at a laptop while shopping for BCBSIL coverage.

Find tips to make 2026 Open Enrollment work for you.

Explore FAQs

Benefits of BCBSMT

Why Choose BCBSMT?

Network of doctors icon.

Quality Care Options

Get easier access to in-network care and savings with our provider networks.

Smartwatch icon

Wellness Programs and Support

Join wellness programs like Well onTarget®, get coaching and earn Blue Points℠ rewards for healthy choices.1

Hand holding a coin with a dollar sign icon.

Levels of Cost and Care

Each of our plans are offered at Gold, Silver and Bronze levels to meet your budget and care needs.

Rx bottle icon.

Essential Benefits Covered

Essential benefits, like hospital care or prescription coverage, are always included — some costing as low as $0.

Resources

Explore Member Resources

1 Well onTarget and AlwaysOn are owned and operated by Onlife Health Inc. an independent company that provides digital health management for members with coverage through Blue Cross and Blue Shield Plans in Illinois, Montana, New Mexico, Oklahoma and Texas. No endorsements, representations or warranties are made regarding third-party vendors and the products and services offered by them.

Blue Points Program Rules are subject to change without prior notice. See the Program Rules on the Well onTarget Member Wellness Portal at wellontarget.com for further information. The Well onTarget member rewards redemption services is provided by an independent third party.